Published on GitHub under the Apache-2.0 license, HAPS consists of a set of rules developed in direct response to the growing need for stronger governance and human oversight as AI agents become more capable of acting autonomously on behalf of their human approvers. The specification includes a partial Rust reference implementation and test vectors; iProov invites industry experts to review and critique the specification, provide feedback, and explore independent implementations. 

While containment failures like the July 2026 OpenAI Hugging Face breach draw the headlines, HAPS addresses a quieter problem: the agent that stays within its permissions yet takes unintended actions, whether through prompt injection, excessive goal-seeking, or misused delegated credentials. The danger is that the receiving system has no way to determine the legitimacy of the request. 

This highlights a key gap in AI governance: AI agents can access tools and services, but that does not prove a human intended or approved the actions they take. As a prototype framework, HAPS is designed to let organizations and relying parties enforce verifiable human approval before critical actions can proceed. 

“AI agents are moving rapidly from answering questions to taking actions on our behalf. As their autonomy and capabilities grow, governance must keep pace,” said Andrew Bud, founder and CEO of iProov. “We need to distinguish between an agent having permission to act and a human actually approving the specific action it is about to take. HAPS is a specification that makes that human approval verifiable. We’re publishing it openly at this experimental stage because the industry needs to solve this challenge together. We’re inviting the community to scrutinize it, challenge it, and build on it so together we can establish strong, practical safeguards for an agentic AI world.”

Human approval in high-risk moments

HAPS is not intended to require human approval for every action an AI agent takes, as doing so would undermine the benefits of autonomy and risk creating approval fatigue. Instead, organizations decide which actions are sensitive and/or critical enough to require additional human approval and what level of evidence is appropriate.

When additional approval is required, the principle is simple: pause the action, show the human exactly what the agent wants to do, obtain proof of genuine human presence and approval, and verify that evidence before allowing the action to proceed. HAPS securely links the human’s approval to the specific action, allowing the organization to check that the approval matches what the agent is actually asking to do.

HAPS is proof-agnostic and does not prescribe how human presence must be proven. iProov has developed its own internal implementation using biometric liveness as one example of how the specification could be applied in practice as one example of an agent-resistant proof. Andrew Bud will present the design requirements behind HAPS at AGNTCon + MCPCon Europe, in Amsterdam, September 17–18. 

The HAPS specification, reference implementation, and test materials are available now on GitHub at https://github.com/iProov/HAPS.

Via: Money News PH

The post iProov publishes HAPS, an experimental specification for verifying human approval of AI agent actions appeared first on How Do You Buy Bitcoins.

Powered by Tenable, the CyberAgents Exchange is positioned as a vendor-agnostic, cybersecurity-focused registry for AI agents, skills, MCP servers and multi-agent playbooks. The initiative aims to address a growing problem across the industry: security teams developing AI tools independently, often duplicating efforts and working within isolated or vendor-controlled environments.

Building a More Collaborative Cybersecurity Community

The CyberAgents Exchange is designed to break down those silos by creating a free-to-use environment where cybersecurity professionals can share and build agentic AI tools.

Trust and transparency are central to the platform. Users can access code-level information about an AI component, including who created it, when it was developed and whether it has received peer support. This gives security teams greater visibility as they evaluate and deploy components for their own environments.

The platform could also serve as a professional development resource, allowing practitioners to demonstrate experience with emerging AI technologies while building a portfolio of peer-supported security components.

For Seth Fogie, Director of Security at Baptist Memorial Health Care, the collaborative nature of the initiative is particularly important.

“The CyberAgents Exchange fills a major and pressing industry need, especially as cybersecurity remains a growing issue and AI-enabled attacks rise,” said Fogie. “Its core philosophy of working together is what made the threat intelligence community so invaluable. My team has benefited greatly from the Exchange, and we look forward to contributing and collaborating with the wider community.”

Industry Leaders Join as Founding Members

The initiative is also gaining support from established cybersecurity companies.

SentinelOne and Recorded Future have joined the CyberAgents Exchange as founding members, bringing expertise in autonomous security operations and threat intelligence to the emerging ecosystem. Both organizations are expected to contribute AI agents, integration frameworks and playbooks aimed at strengthening collective defenses against evolving AI-driven threats.

The launch also coincides with “SWARM: The Cybersecurity Agentic AI Build Event,” a hands-on, multi-day event taking place during Black Hat USA 2026. Sponsored by AWS and presented with support from Anthropic, the event gives security practitioners an opportunity to develop open-source security agents, skill files and MCP servers.

More Than 50 AI Components Already Available

The CyberAgents Exchange launches with more than 50 open-source AI components, giving security teams a starting point for experimenting with agentic cybersecurity workflows.

Among them is Navi, an agent that uses Tenable One Vulnerability Management APIs to automate common vulnerability-management and cyber-exposure workflows.

The Exchange also includes SentinelOne Purple AI, an MCP server that allows users to access SentinelOne services through an MCP client; Recorded Future MITRE APT Attack Path Analysis, which combines threat intelligence with Tenable findings to identify potentially exploitable attack-path nodes; and SOC-Hunter, a skill used by Tenable’s own security operations team for proactive, hypothesis-driven threat hunting.

Another offering, The Hounds Pack, provides a skill-packaged playbook built around 18 exposure-management specialists designed to hunt, tag and calibrate risk.

“Security Is a Team Sport”

For Tenable Chief Technology Officer Vlad Korsunsky, the initiative reflects a fundamental principle of cybersecurity: organizations are stronger when they work together.

“Security is a team sport. We’ve addressed a gaping hole in the ecosystem of AI Agents, built for defenders, by defenders. With the CyberAgents Exchange, we’re creating a collaborative ‘town square’ where cybersecurity practitioners can build, test, improve and share the best in agentic defense,” said Korsunsky.

He added that Tenable’s experience in open source, combined with its global customer and partner ecosystem, puts the company in a strong position to help develop the initiative and expand the capabilities of security teams.

SentinelOne also sees open collaboration as increasingly important as cyber threats become more autonomous.

“To truly scale defenses against autonomous, AI-driven threats, the security community must move past isolated development and vendor-locked silos,” said Braden Preston, vice president of product management, SentinelOne.

Recorded Future likewise emphasized that intelligence and trust need to remain at the heart of autonomous cybersecurity.

“Joining the CyberAgents Exchange as a founding member lets us bring world-class threat intelligence directly into the open-source frameworks security teams are building today,” said Jamie Zajac, Chief Product Officer at Recorded Future. “But the promise of AI agents in security depends entirely on whether they can be trusted.”

An Open Invitation to the Cybersecurity Community

The CyberAgents Exchange is available as a free, open-source community, with no fees for listing or using agents. The model is deliberately designed to encourage participation from security practitioners, technology companies and other members of the cybersecurity community.

As AI increasingly becomes part of both offensive and defensive cybersecurity, the industry’s challenge is moving beyond simply developing smarter tools. The bigger question is how those tools can be made trusted, transparent, reusable and collaborative.

Tenable’s CyberAgents Exchange represents one attempt to answer that challenge: rather than having every security team build its own AI capabilities from scratch, practitioners can contribute to a shared ecosystem where ideas, components and expertise can move faster.

In an environment where cyber threats themselves are becoming increasingly AI-enabled, collaboration may prove to be one of the industry’s most important defenses.

For more information and to contribute to the CyberAgents Exchange, visit the platform identified by Tenable as exchange.tenable.com.

Via: Moneynewsph

The post ​​Tenable Launches CyberAgents Exchange to Accelerate Open-Source AI Innovation in Cybersecurity appeared first on How Do You Buy Bitcoins.

“As software development becomes increasingly democratized through powerful AI tools, customers expect a secure, efficient, and agile way to extend the capabilities of their platforms. ManageEngine Marketplace enables developers to unlock possibilities beyond what ManageEngine builds natively while upholding the quality, security, and governance standards our customers trust us for,” said Rajesh Ganesan, CEO of ManageEngine. “We are excited to see our ecosystem of developers, partners, and customers innovate, collaborate, and grow through this initiative.”

One-Stop Shop To Boost ManageEngine Platforms

Enterprises today operate hundreds of IT solutions that need to work together as a unified tool chain to deliver niche business outcomes. The Marketplace brings specialized, developer-built capabilities, industry-specific functions, and custom extensions to customers on top of its purpose-built core platforms. This combination of platform strength and ecosystem-driven innovation accelerates solution development, expands customization possibilities, and helps enterprises address unique operational requirements effectively.

In addition to extensions, the Marketplace also serves as a gateway for Zia Agents, ManageEngine’s proprietary AI-powered autonomous agent, designed specifically for enterprise IT environments. Zia Agents enable organizations to access, deploy, and benefit from AI-powered capabilities. 

A Symbiotic Ecosystem

ManageEngine Marketplace operates on a symbiotic model, where value compounds for every stakeholder.

• ManageEngine develops enterprise-ready platform components and enhances core capabilities to handle the heavy demands of enterprises.
• Partner-developers leverage ManageEngine’s infrastructure, development tools, and business programs to accelerate the develop-deploy and go-to-market cycles.
• Customers deploy specialized extensions built for their exact business challenges, turning platform capability into measurable outcomes.

“The ManageEngine Marketplace isn’t just a distribution channel for us—we see it as a business model with great potential. We joined the ecosystem to extend a platform we believed in, and what stood out isn’t just the technology, but the opportunity it creates A platform with this kind of enterprise install base doesn’t just gives you  a repeatable revenue path. Every extension we’v published, and every one we plan to add, compounds into pipeline, partnerships, and recurring income. For builders willing to solve real enterprise problems, the Marketplace is a practical way to turn great products into a sustainable business.” said Anuj Garg, Director & Product Owner – HyphenEdge (EraSmith), a ManageEngine partner specializing in enterprise-grade extensions and scalable business solutions

A Build-and-Sell Framework, Designed for Security and Speed

Open by design, ManageEngine Marketplace allows partner-developers, independent software vendors, and customers to swiftly build and distribute extensions using ManageEngine’s extension framework.

While the Marketplace is open to contributions from developers or partners, a dedicated team oversees validation, governance, and quality assurance for every submission, balancing open ecosystem innovation with enterprise-grade security and compliance. Every submission undergoes validation for functionality, security, and compliance before publication, ensuring ecosystem agility without compromising enterprise trust.

About ManageEngine Marketplace

ManageEngine Marketplace is a centralized hub for discovering and deploying integrations, extensions, and AI agents across ManageEngine’s IT management platforms. It provides technology partners, developers, and systems integrators with a trusted environment to build, publish, and distribute integrations and extensions, enabling customers to extend product capabilities and connect with enterprise tool chains available in the ManageEngine ecosystem. To learn more, visit https://marketplace.manageengine.com/.

About ManageEngine

ManageEngine is a division of Zoho Corporation and a leading provider of IT management solutions for organizations across the world. With a powerful, flexible, and AI-powered digital enterprise management platform, we help businesses get their work done from anywhere and everywhere—better, safer, and faster. To learn more, visit www.manageengine.com.

Via: Money News PH

The post ManageEngine Launches a Developer Ecosystem To Supercharge Its Platforms appeared first on How Do You Buy Bitcoins.

At DTW Ignite 2026, Anton Bonifacio, Globe’s Chief Intelligence and Trust Officer, joined Guy Lupo, Executive Vice President for AI and Data Innovation at TM Forum, for a fireside discussion on how organizations can adopt increasingly autonomous AI systems while maintaining resilience, interoperability, and enterprise trust. As enterprises transition from AI assistants to autonomous AI agents, the conversation is no longer just about deploying AI but about governing it safely and consistently across increasingly complex technology environments.

Drawing from Globe’s AI transformation journey, Bonifacio shared how the company is scaling AI across the enterprise through its AI Kitchen framework and Agent Factory. Built on a platform-driven approach, security-by-design, and trusted governance, these initiatives enable business and technology teams to innovate under common governance frameworks while delivering measurable business value.

“With how fast AI is moving, we emphasized the need for a platform-driven approach, strong federation to drive impactful adoption and value, shift-left controls with forward-deployed teams for dynamic governance and assurance, and deliberate re-factoring to leverage open standards, frameworks, and architectures to ensure reliable observability and interoperability across the entire stack,” Bonifacio said.

Bonifacio also underscored the importance of embedding governance and security early in the AI lifecycle through shift-left controls, forward-deployed teams, and deliberate re-factoring around open standards and architectures. This approach promotes observability, interoperability, and resilience while enabling organizations to adapt as AI capabilities continue to evolve.

Globe’s contribution extends beyond the conference through its participation in collaborative innovation initiatives. This year, the company is championing four DTW Catalyst Projects, including three led by its AI Group, demonstrating its active role in advancing practical and trusted AI solutions for the telecommunications industry.

Among these are InsightX Agent: From Question to Insights in Seconds and MODaaS: Accelerating Agent Velocity, both Moonshot Catalyst finalists under the Trustworthy Data & AI Challenge. Globe is also contributing to the AI Decision Accelerator, which validates AI-driven decision workflows in telecom production systems, and the Essential Framework for Telecom Agentic AI, which provides a blueprint for rapid AI agent development and lifecycle management to help communications service providers move confidently from experimentation to large-scale deployment.

Through these efforts, Globe continues to demonstrate how responsible AI can accelerate innovation while maintaining security, interoperability, and long-term resilience. By combining a platform-driven approach, collaborative governance, and open architectures, the company is building meaningful intelligence and continuous trust at scale.

Via: moneynewsph

The post Globe Outlines How Enterprises Can Scale AI While Safeguarding Trust appeared first on How Do You Buy Bitcoins.

Ma. Alegria “Bing” Sibal-Limjoco belongs to that rare group.

At the 2026 Outstanding Filipino Retailers (OFR) Awards, Limjoco was honored with the 2026 PRA President’s Award as a Pillar of Philippine Retail Leadership, alongside fellow industry leader Roberto “Bobby” Claudio. The recognition honors decades of service, leadership and contribution to the Philippine retail industry.

For Limjoco, however, the recognition represents much more than a career milestone. It reflects a lifetime spent strengthening Philippine business—from retail and publishing to franchising, entrepreneurship, professional education and industry advocacy.

A Leader Who Helped Build the PRA

Limjoco’s connection with the Philippine Retailers Association (PRA) goes back almost to the organization’s beginnings.

According to the Philippine Council of Associations and Association Executives, she had been a PRA board member since 1976 and went on to serve as its president for three terms. She was also among the major proponents behind bringing major Asian retail gatherings to Manila, including the Asia Retailers Conference & Exhibition in 1993 and the Asia Pacific Retailers Convention and Exhibition in 2015.

Her long involvement with the organization coincided with the transformation of Philippine retail from a largely traditional industry into the increasingly sophisticated, technology-driven and globally connected sector it is today.

During her years of leadership, Limjoco helped push the PRA toward becoming an organization capable of representing retailers nationally and connecting Philippine businesses with regional and international opportunities.

Her influence was also recognized in a 2006 Philstar feature that identified Limjoco, together with Samie Lim, Bobby Claudio and Manuel Siggaoat, among the organization’s pillars.

The description remains remarkably relevant nearly two decades later.

From Retail Leadership to Building Entrepreneurs

While her legacy is deeply connected to retail, Limjoco’s influence extends well beyond the traditional retail sector.

She became one of the Philippines’ most prominent advocates of franchising, eventually earning the distinction of being known as the “Mother of Philippine Franchising.”

Her journey in franchising included the establishment of Francorp Philippines in 1996, together with Philippine Franchise Association chairman emeritus Samie Lim and Manuel Siggaoat Jr. The organization became an important platform for helping Philippine businesses understand and pursue franchising as a path to expansion.

Limjoco’s approach was not simply about helping established businesses grow.

Her work also focused on helping entrepreneurs develop systems, strengthen their businesses and become capable of expanding beyond their original markets.

Francorp Philippines currently identifies her as its Vice Chairman, while highlighting her experience as a Certified Franchise Executive and former president of the Philippine Franchise Association.

Her expertise eventually extended to international franchising organizations and events. She served as overall chair of Franchise Asia 2001 and Franchise Asia 2011, while representing the Philippines in international franchise meetings and exhibitions.

A Pioneer in Professionalizing Franchising

One of Limjoco’s most significant contributions has been her role in professionalizing franchising in the Philippines.

She became the first Filipino and first Asian to earn the Certified Franchise Executive (CFE) designation, after completing a Mini-MBA in Franchise Management at the University of St. Thomas in Minneapolis and the Asian Institute of Management.

That achievement was more than a personal credential.

It helped establish a higher standard for franchise professionals in the Philippines and contributed to the country’s growing reputation as a major franchising market in Asia.

Her work also involved mentoring entrepreneurs and helping businesses understand the discipline behind sustainable expansion.

A 2012 Philippine Star profile described her as a respected figure whose guidance had helped businesses and brands prosper in an increasingly challenging environment. Limjoco herself described the fulfillment she gained from seeing businesses grow and knowing that she had contributed to their progress.

That philosophy captures much of what makes her legacy distinctive.

Success, in her view, is not only about what one builds—but also about how many others are helped to build.

Taking Philippine Businesses Beyond Their Borders

Limjoco’s work has consistently carried an international dimension.

Her involvement with the Philippine Franchise Association included representing the country at international franchise events, the World Franchise Council, and the Asia Pacific Franchise Confederation. She also played a leading role in bringing major international franchise events to the Philippines.

This international exposure helped Philippine entrepreneurs see opportunities beyond the domestic market.

It also helped position the Philippines as a serious player in the global franchising community.

In many ways, this mirrors the role she played in retail: connecting Philippine businesses to larger networks and encouraging local enterprises to think beyond their immediate boundaries.

A Career Rooted in Business and Education

Limjoco’s professional background is equally diverse.

She is associated with Central Books, where she currently serves as director, and has also been connected with Phoenix Publishing.

Her academic background includes Foreign Studies from St. Theresa’s College, Interior Design from the New York School of Interior Design, a master’s degree in Business and Economics from the University of Asia and the Pacific, and further education in franchise management.

She has also served in education, including a teaching stint in Retail and Franchise Management at the De La Salle University Graduate School.

That combination of business experience and education helps explain another important part of her legacy: mentorship.

She has not simply participated in industries. She has helped teach the next generation how those industries work.

Leadership Beyond Retail

Limjoco’s leadership has also extended into the wider Philippine business community.

She has held leadership positions in the Philippine Chamber of Commerce and Industry (PCCI), including vice president roles, and has been involved in programs supporting entrepreneurship, membership development, and corporate social responsibility.

Her work has frequently centered on a belief in collaboration.

In a 2018 interview with Manila Bulletin, Limjoco spoke about the importance of working together and sharing what one has learned, describing this stage of her career as an opportunity to give back.

That philosophy is particularly relevant to the PRA.

An industry association becomes powerful not simply because of the companies it represents, but because experienced leaders are willing to share knowledge, advocate for the sector and help create opportunities for others.

Still Serving the PRA

Limjoco’s relationship with the PRA has continued well into its 50th anniversary year.

She was among the incumbent directors re-elected to the PRA Board for 2025-2027, representing Central Books, while concurrently being PRA’s Treasurer.

That continued involvement is perhaps the clearest indication that her contribution to Philippine retail is not merely historical.

She remains part of the industry’s continuing conversation.

And as the PRA celebrates five decades, her story is intertwined with the association’s own evolution—from its beginnings as the Chamber of Philippine Department Stores and Retailers in 1976 to its current role as a national voice for retailers and industry stakeholders.

A Legacy Measured in People

The 2026 PRA President’s Award recognizes Limjoco as a Pillar of Philippine Retail Leadership.

But her legacy can perhaps be understood in another way.

It can be seen in the retailers who benefited from a stronger industry association.

In entrepreneurs who learned how to franchise and scale.

In professionals who received training and mentorship.

In Philippine brands that gained access to international networks.

And in younger business leaders who inherited an industry with stronger institutions than the generation before them.

The PRA’s 50th anniversary publication itself placed Limjoco among the leaders who helped build the organization and shape the industry, alongside Samie Lim and Bobby Claudio.

That is why her 2026 PRA President’s Award recognition carries particular weight.

It is not simply an award for what Bing Limjoco accomplished.

It is recognition of what she helped make possible for others.

From retail leadership to franchising, from entrepreneurship to professional education, her career demonstrates that the most enduring form of leadership is not always about being the person at the top.

Sometimes, it is about opening doors, sharing knowledge, building institutions and helping others become capable of walking through those doors themselves.

For Philippine retail, that is a legacy worth celebrating.

And for the generations of retailers and entrepreneurs who follow, it is a legacy worth continuing.

Via: moneynewsph

The post Ma. Alegria “Bing” Sibal-Limjoco: A Legacy of Leadership, Mentorship and Building Philippine Retail appeared first on How Do You Buy Bitcoins.

That contrast was evident at the 32nd National Retail Conference and Expo (NRCE) 2026, where the industry gathered at the SMX Convention Center Manila on August 6 and 7 to discuss the forces shaping its next chapter.

With the theme “New. Next. Forward.”, the event brought together retailers, entrepreneurs, suppliers, technology providers, business leaders, and other stakeholders at a time when artificial intelligence, digital commerce, evolving consumer expectations, and new business models are rapidly changing the retail landscape.

The result was more than another industry conference.

NRCE 2026 became a snapshot of an industry preparing for its next era.

Five Decades of Retail, A New Generation of Challenges

The PRA’s 50th anniversary gave this year’s NRCE additional significance.

Over five decades, Philippine retail has experienced major changes in how products are sold, how consumers shop, and how businesses compete.

Today, retailers face a different kind of transformation.

Physical stores now operate alongside digital channels. Customers expect seamless experiences. Data increasingly influences business decisions. Artificial intelligence is entering everyday operations. Sustainability and responsible business practices are gaining greater importance.

The challenge is to absorb these changes without losing the fundamental principles that make retail successful.

The Human Side of Transformation

PRA President Alice Liu emphasized an important principle during NRCE 2026: retail remains a people business.

That message provided a useful counterbalance to the heavy focus on technology.

As businesses adopt AI and automation, leadership, culture, employee development, and customer relationships remain essential.

This was evident in the discussion on succession involving Bryan and Brandon Liu of Golden ABC and Jathniel and Justine Thai of Primer Group of Companies.

For many Philippine family businesses, succession is not simply a question of transferring ownership. It involves preparing the next generation to understand the business, build trust, make decisions, and eventually lead.

The conversation highlighted why developing people remains a critical part of long-term business sustainability.

The Rise of the AI-Enabled Retailer

Technology nevertheless occupied an important place in the NRCE program.

Joseph Phi of Li & Fung discussed how AI can amplify human capabilities, while Dustin Lacap of McDonald’s Philippines encouraged businesses to view technology as an investment.

The practical message from RJ Paculan and Paolo Broma of TBWA\SMP was equally important: start with the problem before choosing the technology.

For retailers, that approach can help prevent digital transformation from becoming an expensive exercise without a clear business outcome.

The best technology investment is ultimately one that solves a real problem.

An Expo Built Around Action

If the conference explored what retail could become, the NRCE Expo demonstrated what businesses can already do.

Hundreds of exhibitors filled the exhibition floor with products, platforms, technologies, and services covering much of the modern retail ecosystem.

AI, payment systems, POS solutions, logistics, warehousing, e-commerce, omnichannel platforms, store design, marketing, financial technology, sustainability, and other business solutions were among the areas represented.

For retailers, the value was practical.

They could meet providers, compare solutions, experience demonstrations, discuss business requirements, and identify potential partners.

The exhibition therefore served as more than a showcase.

It became a marketplace for ideas and business relationships.

Reinvention as a Survival Skill

Retail’s ability to adapt was another major theme.

The conversation featuring Roxanne Farillas of RAFFCO/Plains & Prints, Toby Claudio of Toby’s Sports, and Paolo Misa of PUMA Philippines, moderated by Mary Jade T. Roxas-Divinagracia of PwC Philippines, examined how businesses respond when markets and consumer behavior shift.

Their experiences reinforced the idea that longevity doesn’t necessarily come from doing the same thing for decades.

Sometimes, longevity comes from knowing when to change.

For Filipino brands, that ability to evolve can also create opportunities beyond the domestic market.

Josh Boutwood, Mark Ocampo, and Abi Marquez explored how authenticity, craftsmanship, and storytelling can help Filipino products compete globally.

The Customer Remains at the Center

Perhaps the most enduring lesson from NRCE 2026 came during the closing conversation between Teresita Sy-Coson and Steven Tan, moderated by Rico Hizon.

Their discussion reflected on the development of Philippine retail and the continuing importance of customer-centric leadership.

That principle may be even more relevant today.

Consumers have more choices than ever. They can move between physical stores and digital platforms, compare prices instantly, discover new brands through social media, and share their experiences publicly.

Retailers therefore need to compete not only on products and price but also on convenience, trust, service, experience, and relevance.

From Industry Gathering to Industry Movement

As the two-day NRCE 2026 program came to a close, the event left the industry with a sense that transformation is no longer something retailers can simply prepare for.

It is already happening.

AI is changing workflows.

Digital platforms are changing customer journeys.

New generations are changing leadership.

Consumers are changing expectations.

And businesses are being challenged to become more resilient.

The role of the PRA, particularly as it celebrates 50 years, is to help create an environment where retailers can navigate these changes together.

Through industry events, collaboration, knowledge sharing, advocacy, and programs such as NRCE, the organization continues to provide a platform for Philippine retailers to learn from one another and prepare for the future.

The Road Ahead

NRCE 2026 ended with no single technology or business model being presented as the answer to everything.

Instead, it offered something more useful: a framework for moving forward.

Stay curious.

Invest in people.

Use technology with purpose.

Listen to customers.

Adapt when necessary.

Collaborate instead of operating alone.

And perhaps most importantly, continue building a Philippine retail industry that can compete while remaining distinctly Filipino.

After 50 years of PRA, the industry’s story is far from finished.

If anything, a new chapter is beginning.

New. Next. Forward.

The post NRCE 2026 Marks a New Era for Philippine Retail as PRA Celebrates 50 Years appeared first on How Do You Buy Bitcoins.

Trusted by Consumers Around the World

Since launching the LG InstaView refrigerator in 2016, LG has sold a remarkable 5.3 million units – equivalent to selling roughly one unit every minute. 

LG InstaView refrigerator has seen strong customer demand globally, with North America representing its strongest market and accounting for about 30 percent of cumulative sales to date. In Europe, InstaView refrigerator has also been well received by consumers who place high value on energy efficiency, sustainability and food preservation performance. Sales are also steadily rising in Asia and Latin America, driven by growing demand for premium appliances.

An Innovation That Redefined the Refrigerator

InstaView redefined how consumers interact with their refrigerators by allowing them to see inside without opening the door. This feature allows users to check the fridge’s contents without opening the door and helps reduce unnecessary cold-air loss associated with frequent door opening. Over the past decade, its innovation has been recognized by international media and honored with numerous accolades from major global design and innovation awards, including the Red Dot Design Award, iF Design Award, IDEA, and the CES Innovation Award.

From Functional Benefit to Lifestyle Value

LG’s analysis of global customer reviews shows that consumer appreciation for the InstaView refrigerator and its eponymous feature has evolved over time, shifting from an initial focus on the functional benefits to the overall sense of satisfaction that it provides. While early feedback centered on the convenience of knocking twice to see inside and the reduction of cold air loss, more recent reviews increasingly highlight InstaView’s refined design and the enjoyment it brings to everyday kitchen use.

“For a decade now, LG InstaView refrigerator has stood as a testament to our leadership in the home appliance market and to our deep understanding of customers’ lifestyles,” said Baek Seung-tae, president of the LG Home Appliance Solution Company. “This milestone reflects our success in creating not just an innovative feature, but a more convenient and enjoyable kitchen experience. Building on our advanced AI, refrigeration and food preservation technologies, we will continue to lead the evolution of the kitchen experience with customer-centric innovations.” 

Via: Money News PH

The post LG INSTAVIEW™ REFRIGERATOR SURPASSES 5.3 MILLION IN GLOBAL SALES appeared first on How Do You Buy Bitcoins.

To navigate this evolving landscape, sector leaders are prioritizing hyper-personalization, operational efficiency, and digital trust as key pillars of their business strategy. With 87% of Filipino consumers now expecting experiences tailored to their individual preferences, generic service presents a clear business risk. At the same time, industry-targeted cyber threats have risen by 325%, demonstrating that robust cybersecurity is a baseline necessity for guest confidence. Furthermore, implementing automated systems to handle routine processes such as billing and reservation modifications helps businesses mitigate ongoing labor shortages and rising costs, allowing staff to focus on high-value, personal guest interactions.

In response to these shifts, Globe Business believes the answer lies in what it calls Intelligent Transformation, an integrated approach that enables hospitality and food service organizations to harness cloud and data capabilities, supported by secure and reliable connectivity and cybersecurity. This approach reflects Globe Business’s commitment to powering premium guest experiences and more efficient operations.

By combining guest data, AI-enabled systems, and real-time analytics, hospitality and food service businesses can deliver more relevant recommendations and tailored interactions. According to industry benchmarks, executing this level of personalization can increase guest lifetime value by 20% to 30%. This unified digital foundation allows HoReCa organizations to replace fragmented legacy IT systems with a single, secure infrastructure.

“Today, the most successful hospitality businesses rely on how effectively a company integrates every digital touchpoint of the guest journey,” said Marlon Cruz, Head of Consulting and Architecture at Globe Business. “Intelligent Transformation helps organizations establish technology as a strategic asset that supports employees, safeguards guest data, and drives sustainable revenue.”

These operational priorities and digital strategies formed the core of discussions led by Globe Business during MyKar Events, Inc.’s 9th Hospitality Summit and 5th Food and Beverage Summit. Underpinning all these efforts is connectivity. Stable and reliable network infrastructure has evolved from a basic utility into a critical digital foundation, essential to enabling seamless, hyper-personalized, and secure customer experiences.

As the HoReCa industry continues to evolve, Globe Business remains committed to helping businesses navigate change through solutions that combine connectivity, cloud, cybersecurity, and data-driven innovation. By enabling Intelligent Transformation, the company aims to help hospitality and food service organizations create experiences that drive sustainable growth in an increasingly connected world.

Learn more about Globe Business solutions for Hospitality and Food Service industries by visiting www.globe.com.ph/business. 

Via: moneynewsph

The post Globe Business expands footprint in HoReCa industry; drives intelligent transformation to growth advantage appeared first on How Do You Buy Bitcoins.

“This year, Allianz PNB Life Insurance celebrates an important milestone. We are 10 years in the Philippines. We could not have achieved this without the support of our stakeholders – especially our customers. I extend my heartfelt gratitude for your support and trust in this company. This trust is based on our commitment to your well-being – to protect you, to take care of you and your families,” said Allianz President and Chief Executive Officer Joseph Gross.

Delivering Peace of Mind and Financial Security

Helping Filipinos achieve “panatag” or the peace of mind that comes from knowing that their family’s future is secure is at the core of the company’s commitment.

“It means that we should deserve your trust. We need to earn your trust every day by standing at your side when you need us to deliver on our promise of providing protection, managing your money responsibly, for a long-term relationship,” Gross emphasized.

Combining the Expertise of Two Industry Leaders

Munich-based Allianz Group entered the Philippine market in 2016 through its partnership with Philippine National Bank (PNB). It brought together one of the world’s largest financial services organizations and one of the Philippines’ most established banking institutions, creating Allianz and expanding access to insurance and financial protection solutions for Filipino families nationwide.

Over the past decade, the company has grown into one of the country’s leading life insurers. It maintained its strong financial momentum in 2025, with net income under Philippine Financial Reporting Standards (PFRS) rising to ₱1.06 billion, and New Business Annual Premium Equivalent (NBAPE) climbing to 17 percent at ₱4.8 billion, outperforming industry averages and reinforcing the insurer’s continued growth.

Allianz serves hundreds of thousands of Filipino customers through its agency force, bancassurance network, and distribution partners. Since it started in the country, Allianz has paid out over PHP 6.1 billion in claims and policy benefits, helping families navigate some of life’s most difficult and unexpected moments.

Backed by a Formidable Global Institution

Allianz in the Philippines is backed by the strength of the Allianz Group, one of the world’s largest insurers and asset managers, and present in more than 70 countries. The group serves 97 million customers worldwide and employs more than 156,000 people representing 172 nationalities. 

In 2025, the Allianz Group reported business volume of EUR 186.9 billion, managed approximately EUR 2 trillion in assets, and generated an operating profit of EUR 17.4 billion. Globally, Allianz ranks among the top five companies in the life and health insurance sector and is a leading provider of property and casualty insurance and corporate insurance solutions. Its brand is recognized around the world, with Allianz-branded stadiums in Munich, Sydney, St. Paul, Turin, Nice, São Paulo, and Vienna. The company was also named the world’s number one insurance brand by Interbrand for the seventh consecutive year.

While the Allianz Group brings global scale and expertise, Allianz in the Philippines has built a reputation locally for customer service and reliability. The company maintains a network of 295 accredited medical providers nationwide and has earned the Great Place to Work certification for three consecutive years, reflecting its commitment to both customers and employees.

As Allianz enters its second decade in the country, Gross said the company’s focus remains unchanged: helping more Filipinos secure their future while continuing to earn the confidence of the families it serves.

“Once again, I would like to express my heartfelt thanks for the years of trust that you have given our company and for many, many years to come,” Gross said.

Via: moneynewsph

The post Global Strength, Local Impact: Allianz PNB Life Celebrates 10 Years in the Philippines appeared first on How Do You Buy Bitcoins.

This appointment reflects EastWest Ageas’ commitment to strengthening its operations and customer experience through leaders who build efficient, high-performing organizations. 

Having worked in the insurance industry at a young age, Judith steadily rose through the ranks, taking on key leadership positions across the industry. She previously served as Vice President and Chief Underwriter at Manulife Philippines before spending a decade as Chief Life Operations Officer at FWD Life Insurance.  

Judith’s leadership philosophy centers on balance and transparency. She believes in setting clear expectations while helping teams understand how their work contributes to the organization’s broader goals. She also values an environment where feedback is welcomed, enabling continuous learning and improvement across the business.

“Insurance is about helping people protect themselves and their loved ones in the long run,” says Judith Baliton. “I look forward to working alongside our teams to strengthen our operations, continuously improve the customer experience, and help more Filipinos secure their financial future.” 

As COO, Judith will focus on enhancing operational excellence, fostering a culture of collaboration and continuous improvement, and ensuring EastWest Ageas remains well positioned to meet the evolving needs of its policyholders.

Via: moneynewsph

The post EastWest Ageas Names Insurance Veteran Judith Baliton as New COO appeared first on How Do You Buy Bitcoins.